XenForo I need help setting up Stripe for user upgrades

[cwe]

I created a Stripe account today (minutes ago). I think I did everything that was required. Stripe says my account is now active.

I went to my XF ACP and added a payment profile for Stripe. I filled in every field on the page (including the test keys which I have no idea if they were necessary).

I set the web hook and configured the events as directed by the XF ACP.

I configured a user upgrade to allow Stripe payments.

I tried to make a test Stripe payment with my CC and got the...

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